Repair, replacement, or cash settlement.

May 22, 2024 ... Key points · Accidental damage is not included as standard on all home insurance policies. It's usually sold as an extra that you must pay an ... ... accidental damage protection and theft and loss coverage. Get up to 2 incidents of theft or loss coverage every 12 months. 24/7 priority access to technical ... Insurance companies set certain limits when determining whether they should cover a loss. In particular, insurers won't pay for losses caused by lack of ... Apr 16, 2019 ... I had a precision laptop where everything except the screen got replaced, and according to the repair tech, the accidental coverage only gives ... What does Accidental damage cover? Accidental damage can cover the cost of repair to damage that was sudden and not done on purpose. There needs to be a one off ... It can cover the repair costs if your building is accidentally damaged, and the cost of repair or replacement if your contents are damaged. Contents includes ... Jun 26, 2024 ... Accidental damage cover typically provides financial protection for damages as a result of unintended events in your home. It's generally ... Mar 17, 2025 ... Under contents insurance, accidental damage cover gives you increased protection for valuable items that can get damaged in the home. We cover ... Check what's covered. Plans include accidental damage like drops, liquid spills, and cracks, plus mechanical or electrical breakdowns after the manufacturer's ... John Lewis Home Insurance customers with Bronze, Silver, or Gold policies can choose flexible Accidental Damage add-ons for contents and buildings.