Am I making this decision based on necessity or desire

A secured loan is a loan backed by collateral. The most common types of secured loans are mortgages and car loans, and in the case of these loans, the ... So whether you need to pay down some debts, make home improvements or finance a car, boat or motorcycle, this loan is secured by the value of your asset. Aug 29, 2019 ... 17 votes, 35 comments. Hi all, I'm in the process of shopping for auto loans and I came across Lighstream, which is an unsecured loan ... With secured loans, your property is used as collateral. If you cannot repay the loan, the lender may take your collateral to get its money back. Common secured ... Why choose a Secured Fixed Car Loan. Get behind the wheel of your dream car faster with a great rate, $0 monthly fees, flexible repayment options, and no ... Fixed, variable & vehicle loan rates ... Rates current as of April 1, 2025. ... Payment example: A 60 month $25,000 fixed rate secured new auto loan at 5.49% APR* ... Frequently Asked Questions about Liens · What does etitle or paperless title mean? · How do I apply for a secured title? · How do I refinance a vehicle when the ... How to Pay your M&T Loan, Line or Credit Card · Personal Loans (unsecured, cash-secured, auto, boat or RV loans) · M&T CHOICEquity (Home Equity Line of Credit) ... Mar 22, 2024 ... Yes, bankruptcy works by erasing or "discharging" car loans. However, even though bankruptcy will clear a car loan, you won't get a free car in bankruptcy. A secured car loan is a type of loan where the vehicle you purchase acts as collateral. This arrangement provides lenders with security.