Are there any ethical concerns surrounding credit referencing

What is a Credit Reference Agency and what do they do? Credit reference agencies (CRAs) collect and hold information, about a person's credit history. An application for a licence to operate a credit reference bureau in Ghana shall be made in writing to the BOG and accompanied by the following: Nov 19, 2024 ... Credit reference agencies use Court Judgements to build their files on individuals. In Jersey, these judgements are published in the Jersey ... May 11, 2012 ... The law allows CRAs to record information on an individual's credit worthiness, which can then be supplied to banks, building societies, ... Mar 21, 2025 ... GDPR ruling has commercial implications for credit reference agencies ... A recent ruling by the EU's highest court could force credit reference ... Established in March 2022, the Credit Reference Platform Limited (CRPL) is a wholly-owned subsidiary of HKICL Technology Solutions Limited under the HKICL Group ... The credit rating agencies listed below have been registered or certified in accordance with Regulation (EC) No 1060/2009 of the European Parliament and of the ... Other letters of credit reference might be written by banks, which would provide basic information about how long the applicant has held an account, what type ... Search AM Best's extensive database of life/health, property/casualty insurance companies worldwide and access Best's Credit Ratings, Best's Credit Reports and ... Soft credit checks do not affect your credit score and will not be visible to other lenders. Our credit checks are performed by the credit reference agencies.