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VA Home Loan Affordability Calculator. Estimate your loan preapproval amount based on your income and expenses. Apr 14, 2025 ... How much home can I afford? This calculator computes the most expensive house you can buy based on the highest payment you can afford, but does ... That would be a monthly mortgage payment of $1,637! download calculations. 75000. Your annual income. 0. Current Monthly Debt This is the total of all the ... This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the “View Report” button. Oct 1, 2024 ... If you earn $100,000 annually, your monthly gross income is approximately $8,333. Applying the 28/36 rule, you should aim to spend no more than ... May 17, 2024 ... Determining how much house you can afford is about a lot more than just the purchase price of the home and how much money you have to bring to the closing ... Download our easy guide to learn about getting a mortgage and buying a home. Topics include: Where should you start? What can you afford to buy? How's your ... For most people and families, the total house value should generally be no more than 3 to 5 times their total annual household income. How much house can you afford? CalcXML.com offers a New House Calculator to help you determine what monthly payment you can afford. Strive to keep your monthly rent or mortgage payment to your Basic Allowance for Housing (BAH) or 25 – 30% of your gross monthly income.