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Here's how that works: let's say you make $72,000 per year or $6,000 per month. This means you should limit your budget to spending $1,680 per month on housing ... Created with Sketch. Created with Sketch. Created with Sketch. Created with Sketch. Created with Sketch. Created with Sketch. Created with Sketch. Created with ... You can use this home affordability calculator to estimate how much home you could potentially afford. Jul 19, 2022 ... How much home you can afford obviously depends on your income and other sources of revenue you have to make the monthly mortgage payments. How much house can I afford? Use the TD mortgage affordability calculator to determine a comfortable mortgage loan and price range for your new home. Jan 7, 2025 ... Input these numbers into our Home Affordability Calculator to get a clear idea of your homebuying budget. The easiest way to understand your financial health is to calculate your debt-to-income ratio — this will help you determine the maximum mortgage amount you can ... Use this tool to calculate the maximum monthly mortgage payment you'd qualify for and how much home you could afford. Aug 14, 2021 ... The DTI ratio determines the percentage of monthly income that should be dedicated to paying off debt. Most lenders recommend a DTI ratio of 36% ... Oct 12, 2022 ... Lenders will consider your monthly gross income—or take-home pay—when considering your mortgage application. Most financial experts agree that a ...