What are my must-have features in a home?

Home Affordability Calculator: How much home can you afford? Use this calculator to determine the home price and monthly housing cost you can afford. Apr 24, 2025 ... 1. Figure out 25% of your take-home pay. To calculate how much house you can afford, use the 25% guideline we talked about earlier: Never spend ... Use the LendingTree home affordability calculator to help you analyze multiple scenarios and mortgage types to find out how much house you can afford. Calculator Results. You can afford a home worth $306,977.72 without getting the tax benefit. However, you can afford a home worth $384,680.78 with the tax ... You can afford a home worth up to $336,480 with a total monthly payment of $1,750 · LOAN & BORROWER INFO · TAXES & INSURANCE · ASSUMPTIONS. Debt-to-income ratio. Apr 17, 2019 ... There are multiple factors that determine how much home you can afford, including your income, debt-to-income ratio, property taxes, ... Oct 1, 2024 ... If you earn $100,000 annually, your monthly gross income is approximately $8,333. Applying the 28/36 rule, you should aim to spend no more than ... How much house can I afford? · Income · Debt: student loan, car payment, etc. · Monthly bills: electricity, phone, childcare, etc. · Regular spending: groceries, ... May 17, 2024 ... Determining how much house you can afford is about a lot more than just the purchase price of the home and how much money you have to bring to the closing ... The easiest way to understand your financial health is to calculate your debt-to-income ratio — this will help you determine the maximum mortgage amount you can ...