Should I consider paying for discount points to lower my interest rate?

Home Affordability Calculator: How much home can you afford? Use this calculator to determine the home price and monthly housing cost you can afford. This rule of thumb states that your monthly debt – including your estimated mortgage payment, credit cards, student loans, car payment, etc. – shouldn't exceed ... Oct 5, 2021 ... Use our Mortgage Affordability Calculator to determine how much house you can afford based on your take-home pay and monthly mortgage payment affordability. Dec 26, 2024 ... Take monthly gross and multiply by .28 thats the lower limit before you are housepoor, which is what i figure calcs are mathing to. Upvote 1 Dec 11, 2024 ... Enter your income, monthly debt payments, and available cash for a down payment into our home affordability calculator, and we'll crunch the numbers for you. It states that a household should spend no more than 28% of its gross monthly income on the front-end debt and no more than 36% of its gross monthly income on ... This rule asserts that you do not want to spend more than 28% of your monthly income on housing-related expenses and not spend more than 36% of your income ... What home can I afford? Your browser does not support frames. Please upgrade ... If you can't find what you're looking for, let us know. We're ready to ... Our mortgage affordability calculator helps you determine how much house you can afford quickly and easily with the applicable mortgage lending guidelines. Calculator Results. You can afford a home worth $306,977.72 without getting the tax benefit. However, you can afford a home worth $384,680.78 with the tax ...