How long do I plan to stay in the home?

Use the LendingTree home affordability calculator to help you analyze multiple scenarios and mortgage types to find out how much house you can afford. Apr 24, 2025 ... 1. Figure out 25% of your take-home pay. To calculate how much house you can afford, use the 25% guideline we talked about earlier: Never spend ... Here's how that works: let's say you make $72,000 per year or $6,000 per month. This means you should limit your budget to spending $1,680 per month on housing ... Oct 5, 2021 ... Use our Mortgage Affordability Calculator to determine how much house you can afford based on your take-home pay and monthly mortgage payment affordability. Wondering how much you can afford for a house? Use Firefighters First Credit Union's (FFCU) mortgage qualifier calculator to find the best answer. This rule asserts that you do not want to spend more than 28% of your monthly income on housing-related expenses and not spend more than 36% of your income ... This tool calculates the maximum home price and mortgage loan that you may be able to afford for a given down payment, loan-to-value ratio, and total monthly ... Home Affordability Calculator: How much home can you afford? Use this calculator to determine the home price and monthly housing cost you can afford. Sep 18, 2023 ... There are many free calculators online that can help you determine how much you can afford. Here's how to do it yourself. Enter a few tidbits of information into our easy online home affordability calculator to see how much house you can afford.