What if my roommate's actions cause damage – am I covered?

Renters insurance generally covers appliances when they're damaged by fire, water damage, theft, and vandalism. Mar 11, 2025 ... What Does Renters Insurance Cover? · means the insurance company will only pay you what your items were worth when they were stolen, lost or ... Jun 5, 2022 ... A renters insurance policy will cover costs to replace your personal belongings, like your furniture, electronics, computer equipment, your ... Jul 12, 2023 ... Renters insurance typically does not cover mold resulting from a gradual or persistent condition or a lack of maintenance. For example, if an ... Jun 24, 2024 ... Renters insurance typically provides coverage for damages to your personal belongings resulting from fire. If a fire occurs and damages or ... What does renters insurance actually cover? It protects your personal property and helps cover personal liability costs. Lemonade Renters has your back when ... If there's a fire or someone robs you, renters insurance will replace your stuff at its current market value—from your clothing to that TV you splurged on ... Typical renter's insurance covers you against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and certain types of water damage ( ... Apr 18, 2024 ... A unit owner's policy, or “walls-in coverage,” typically provides protection for your unit's walls, floors, and ceilings, plus your personal belongings. If your apartment is broken into and you have belongings stolen, renters' insurance can help you replace them; · If someone is injured or suffers property damage ...