What if I accidentally damage the landlord's appliances that came with the apartment?

However, the landlord's insurance typically covers structural damage to his property and does not extend to your personal property or protect you from being ... Mar 11, 2025 ... What Does Renters Insurance Cover? · means the insurance company will only pay you what your items were worth when they were stolen, lost or ... Mar 11, 2024 ... The short answer is “Yes”. Most Renter's Insurance policy can and do cover belongings while in transit to another rental location. The standard ... Jun 12, 2024 ... Most insurance companies will not pay for personal items lost to a fire or smoke, water and mold damage unless you can prove you owned the property. A renters insurance policy also covers your personal legal responsibility (or liability) for injuries to others and/or their property while they are on your ... Floods and earthquakes are not covered. Supplemental insurance is available to cover these disasters—see the Frequently Asked Questions section of the brochure ... If there's a fire or someone robs you, renters insurance will replace your stuff at its current market value—from your clothing to that TV you splurged on ... Jan 23, 2023 ... Is jewelry covered under renters insurance? Jewelry is covered by personal property coverage of your renter's insurance policy. The level of ... Why do I need homeowners insurance? If something happens to the home or ... The owner's insurance covers the building, not your personal property. Jun 18, 2024 ... Quick Answer. Renters insurance usually covers your personal belongings from theft or damage. It also covers legal liability and medical ...