My liability coverage might apply if I'm held responsible for costs incurred by the building due to my negligence, right?

The one thing renters liability insurance does not cover is injuries to you, the renter. Your medical insurance should cover you for an injury or illness. If ... For our policies this includes: Special Personal Property: Covers additional causes of loss to personal possessions (like loss or misplacement of items). Jun 18, 2024 ... Quick Answer. Renters insurance usually covers your personal belongings from theft or damage. It also covers legal liability and medical ... Renters insurance covers all the property in your home, including -- but not limited to -- clothing, furniture, computers, electronics, jewelry, art, and ... Feb 23, 2025 ... Does renters insurance cover fire? Yes, renters insurance likely covers damage to your belongings caused by fire, again subject to your ... Our coverage protects physical items you bring to college (up to the policy limits) from things like theft, fire, smoke ... Why purchase renters insurance? · Your personal belongings in the event of theft or fire · Liability if a guest is injured in your home · Additional living ... Why do I need homeowners insurance? If something happens to the home or ... The owner's insurance covers the building, not your personal property. This is the most commonly purchased renter's policy. Typical coverage under this form includes damage from fire, lightning, explosion, smoke, vandalism, theft ... Dec 6, 2023 ... Renters insurance in California typically includes four main types of coverage: personal property, liability, additional living expenses (ALE), ...