Damage to electronics from lightning strikes is usually a covered peril under personal property coverage, right?

Apr 12, 2024 ... Your children, if residents of your household, are generally covered by your renters insurance. In addition to replacing items that are damaged or destroyed. A renters insurance policy also covers your personal legal responsibility (or liability) for injuries to others and/or their property while they are on your ... Typical renter's insurance covers you against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and certain types of water damage ( ... Jun 27, 2024 ... Renters insurance: What does it cover and how much does it cost? Español. Your landlord's insurance won't cover your personal items. You will ... Mar 11, 2025 ... What Does Renters Insurance Cover? · means the insurance company will only pay you what your items were worth when they were stolen, lost or ... Your landlord's policy would not protect any of your personal property from damage or theft. Renters insurance covers your personal property if it is damaged or ... Renters insurance covers all the property in your home, including -- but not limited to -- clothing, furniture, computers, electronics, jewelry, art, and ... Jun 5, 2022 ... A renters insurance policy will cover costs to replace your personal belongings, like your furniture, electronics, computer equipment, your ... Most renters policies don't cover earthquake damage. And even if your landlord has earthquake insurance, their policy won't cover your belongings. Get a CEA ... May 24, 2024 ... Which risks does renters insurance cover? · Fire and lightning · Theft and vandalism · Pipes that burst during a freeze · Sudden, accidental ...