Can I get a discount for having smoke detectors or security systems?

What does renters insurance cover · Personal property coverage. Renters insurance pays to repair or replace your personal belongings if they get damaged or ... Dec 6, 2023 ... Renters insurance in California typically includes four main types of coverage: personal property, liability, additional living expenses (ALE), ... Mar 11, 2025 ... What Does Renters Insurance Cover? · means the insurance company will only pay you what your items were worth when they were stolen, lost or ... Mar 5, 2024 ... Renters insurance provides multiple coverage types, including coverage for personal property, liability, medical payments and additional living expenses. However, the landlord's insurance typically covers structural damage to his property and does not extend to your personal property or protect you from being ... Floods and earthquakes are not covered. Supplemental insurance is available to cover these disasters—see the Frequently Asked Questions section of the brochure ... Renters insurance covers you against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and certain types of water damage (such as ... Provides coverage for your household items in the event of a fire, theft, or other covered loss. Additional Personal Property: Provides additional coverage for ... There is no coverage for the dwelling as that is the owner's responsibility and should not be insured by the renter. Additional Coverage. Coverage will depend ... Renters insurance generally covers appliances when they're damaged by fire, water damage, theft, and vandalism.