



Are there international agreements or standards in development? What are some resources available to businesses to learn more about cyber security risks and insurance options?
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what does cyber security insurance cover
- Are proactive security measures covered?
- Are there industry associations, government agencies, or academic institutions that provide relevant information?
- How do sub-limits affect overall coverage? Is there a deductible or self-insured retention (SIR)?
- What are the limitations of this coverage? Are there endorsements to cover the costs of physical damage to property caused by a cyber incident?
- Are there specialized insurance solutions available? How can businesses in the transportation and logistics sector address the growing cyber threats to their operations and supply chains through insurance?
- Are insurers becoming more selective in their underwriting? What are the potential long-term trends in the cyber security insurance industry?
- Are premiums likely to continue rising?
- Are there limits on defense costs for class actions? Does the policy cover the cost of fines and penalties imposed by payment card networks?
- What are the benefits of coverage for these exercises? What are the common endorsements or riders available for cyber security insurance policies?
- Do insurers consider the use of threat intelligence? How can businesses demonstrate due diligence in selecting and managing third-party vendors to satisfy insurance requirements?
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