Who determines the proximate cause of a loss? What is "burden of proof" in an insurance claim?

What kind of insurance do I need for a condo? As a condominium owner, you can find coverage especially suited for condos. It's simply called condo insurance or ... Condominium Unit Owners Insurance: Although condominium associations usually have policies that cover ... Flood Insurance: Standard home insurance policies do not ... Since the FAIR Plan policy does not cover all the perils insured under a traditional homeowners' insurance policy such as theft or liability, you may want to ... Personal liability insurance does not have a deductible you must meet before the insurer begins to pay losses. Liability coverage also requires the insurer to ... Condo Insurance FAQs ... What does condo insurance cover? Condo insurance typically covers: Damage to your belongings in your unit caused by fire or smoke, ... Feb 14, 2024 ... Condo insurance covers things such as the unit owner's personal belongings, improvements/upgrades they've made to their unit, liabilities, and living expenses. Jan 2, 2025 ... What Is Condo Insurance, and What Does It Cover? Condo insurance covers damaged or stolen belongings as well as liability costs if you're found ... What does condo insurance cover? Condo insurance is designed to cover the interior of your condo and your personal belongings. We're here to answer ... The new law expressly confirms that condominium associations are not required to obtain insurance related to water damage or water perils. It then imposes ... ... policy which offers additional coverages to provide the equivalent of comprehensive homeowners insurance. ... Do I need a FAIR Plan Policy? If you cannot ...