


What steps should I take to prepare for potential emergencies that could affect my condo?
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what does condo insurance cover
- How does it differ from individual unit owner policies? What is "bare walls" coverage in a condo association's master policy?
- Are there any direct implications for condo insurance policyholders? What are "insurance rating agencies"?
- How are insurance proceeds handled in a community property state? What is "separate property" and how does it relate to condo insurance?
- Should I consider additional coverage for perishable items? Does my condo insurance cover damage to trees or landscaping on my individual unit's property?
- How does this differ from individual unit owner liability coverage? What is "commercial general liability (CGL) insurance" for a condo association?
- How does this coverage benefit unit owners?
- Are there any consumer protection agencies that can help with insurance issues? What are the implications of underinsuring my condo?
- Do I need a special type of policy if I rent out my condo?
- If I live in a community property state, are there any special considerations for my insurance policy?
- What are some common examples of concurrent causation? What is "proximate cause"?
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