What about personal property on my balcony? Does my condo insurance cover my parking space or garage?

Condo insurance pays to repair or replace your personal belongings if they get damaged or stolen. Examples of items covered by condo insurance include ... Since the FAIR Plan policy does not cover all the perils insured under a traditional homeowners' insurance policy such as theft or liability, you may want to ... HO-6 condo insurance covers most of the things you would expect to be covered in a home, as long as they live within the walls of the condo. What it does not cover. Floods: Flood insurance is ... There are more than 100 companies that write homeowners and renters insurance policies in Oregon. Mar 26, 2025 ... Dwelling coverage in your condo insurance helps you restore your condo to its original state following a covered loss. This coverage becomes ... It covers your home for all risks of physical loss, except those that are specifically excluded in the policy, such as flood, earthquake, war, nuclear accident, ... The condominium association's policy will assess property damage or personal liability claims in common areas only, while your insurance policy would cover ... Individual condo-unit owners earthquake policies cover the contents inside the walls of the condo unit, not the structure itself. Building Property coverage ... Condo insurance protects what your association doesn't. Condo insurance covers your personal belongings and the interior of your structure — from the walls ... Dec 27, 2022 ... The condo association will often have an insurance policy in place to cover the building's exterior and its common areas. You will still need to ...