How is fair rental value determined? What is "personal injury" coverage in the liability section of my condo insurance policy?

Aug 17, 2004 ... The law does not require the condominium association's property insurance to provide coverage for unit owners' personal property. In the case of ... May 19, 2022 ... The most common condo insurance policy is often referred to as HO-6. This policy will usually cover: Feb 14, 2024 ... Condo insurance covers things such as the unit owner's personal belongings, improvements/upgrades they've made to their unit, liabilities, and living expenses. What does homeowners insurance help protect? · Loss of Use. If your home is unlivable after a covered loss, we'll cover your increase in living expenses. Jun 4, 2022 ... After all, HOA insurance typically doesn't cover individual homes or condos — only common elements and areas. Managing a homeowners association ... Mar 11, 2025 ... What Does Condo Insurance Cover? · Personal Belongings · Structural Damage · Additional Living Expenses · Personal Liability. Don't make any assumptions. COMMON MISCONCEPTIONS. “Flood damage is covered by a standard homeowners insurance policy.” Flood insurance is not covered ... What is condo insurance and what does it cover? ... Condo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo ... Feb 3, 2021 ... What does insurance cover? A master insurance policy covers the building and the areas used by unit owners. This includes parks and pools ... Aug 3, 2023 ... Now, the damages typically are only covered up to the value of original materials installed in the unit. Any upgraded materials would be covered ...