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With HO-6 condo insurance, you still have dwelling insurance. But, with condo dwelling coverage, you're only covered for your interior walls and floors. The ... The new law expressly confirms that condominium associations are not required to obtain insurance related to water damage or water perils. It then imposes ... May 12, 2023 ... What coverages should a homeowner consider adding to their policy? In the past, the answer would be yes, wildfire coverage is included in your home insurance. Today, however, many insurance companies are excluding wildfire ... Jun 19, 2024 ... Homeowners insurance covers losses or damages to a dwelling and the belongings inside, as well as other structures on the property that are not attached to the ... Your homeowners policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your ... Homeowners insurance is to protect from things that can damage your home and personal belongings. Not only does homeowners insurance protect during an ... Aug 3, 2023 ... Now, the damages typically are only covered up to the value of original materials installed in the unit. Any upgraded materials would be covered ... Condo Insurance FAQs ... What does condo insurance cover? Condo insurance typically covers: Damage to your belongings in your unit caused by fire or smoke, ... Condo insurance pays to repair or replace your personal belongings if they get damaged or stolen. Examples of items covered by condo insurance include ...