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It covers your home for all risks of physical loss, except those that are specifically excluded in the policy, such as flood, earthquake, war, nuclear accident, ... What types of insurance coverage is there for a condominium? ​ ... ​The master policy provides coverage for the structures and common areas against risks of ... What it covers: HO-1 policies typically provide coverage only for damage or loss caused by 10 specifically named perils: Fire or lightning; Windstorm or hail ... Sep 5, 2024 ... Quick Answer: – Covered: Plumbing accidents (eg, burst pipes), HVAC malfunctions – Not Covered: Flooding from natural disasters, neglect, sewer backups. Q.Does Condo Insurance Cover Theft? Your condominium insurance will cover theft or burglary if your policy includes personal property coverage. Depending on the ... Sometimes referred to as “HO6 insurance,” condo insurance can cover liability claims, damage to your condo unit and belongings, and additional living ... What is condo insurance and what does it cover? ... Condo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo ... Homeowners' insurance covers damage or loss by theft and against perils which can include fire, and storm damage. It also may insure the owner for accidental ... Mar 26, 2025 ... Dwelling coverage in your condo insurance helps you restore your condo to its original state following a covered loss. This coverage becomes ... Common areas of the building that you share with your neighbors like parking areas, lobbies, stairways or elevators are generally covered by the condo ...