Are there situations where I can be held liable for damage or injury even if I wasn't negligent?

Sep 5, 2024 ... Quick Answer: – Covered: Plumbing accidents (eg, burst pipes), HVAC malfunctions – Not Covered: Flooding from natural disasters, neglect, sewer backups. Mar 26, 2025 ... Dwelling coverage in your condo insurance helps you restore your condo to its original state following a covered loss. This coverage becomes ... Jan 16, 2025 ... What Does Condo Insurance Cover? · Interior Property · Liability for Injuries · Personal Belongings · Loss of Use. Condo liability coverage helps cover medical expenses that you are court-ordered to pay due to an accident that occurs within your condo's walls. Jan 24, 2025 ... Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Most homeowners insurance does not cover flood ... Condo insurance covers what you're responsible for as a condo owner. That means your belongings, upgrades (custom cabinets), injuries at your place, lawsuits ... Jan 2, 2025 ... What Is Condo Insurance, and What Does It Cover? Condo insurance covers damaged or stolen belongings as well as liability costs if you're found ... Nov 5, 2024 ... Flood Insurance Coverage For Condos. Condo owners need to understand that their flood insurance usually covers the unit's interior—like drywall, ... 5 structural repairs most home insurance will cover · Roof damage from a severe storm. · A total collapsed roof from the weight of snow or ice. · Damage from an ... Sometimes referred to as “HO6 insurance,” condo insurance can cover liability claims, damage to your condo unit and belongings, and additional living ...