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Fluctuations in Value What are the risks associated with variable life insurance?
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what is variable life insurance Informational
- Death Benefit Distribution
- Insurance and Investment What are the alternatives to variable life insurance for individuals seeking both insurance and investment components?
- Using Rating Information
- Death benefit security
- Transfer of Ownership Rights What are the implications of the Uniform Simultaneous Death Act (USDA) on the payout of a variable life insurance death benefit when the insured and beneficiary die simultaneously?
- Policy Adjustments How can policyholders ensure that their variable life insurance policy aligns with their overall estate plan and wealth transfer goals?
- Rules and regulations What are surrender charges?
- Due Diligence How does the fiduciary standard apply to financial advisors who recommend variable life insurance?
- Additional Features What are the costs and benefits of adding riders to a variable life insurance policy?
- Estate Administration How does the cost of insurance in a variable life insurance policy compare to the cost of term life insurance for the same death benefit amount?
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