



What are the benefits of working with a financial advisor when purchasing term life insurance
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what is term life insurance and how does it work Informational
- Why is key person insurance important for certain businesses
- How can I balance the need for adequate coverage with affordability
- What are some potential ethical dilemmas that might arise in the sale or administration of term life insurance policies
- What is the difference between term life insurance and universal life insurance
- What are some alternative approaches to calculating the amount of term life insurance coverage needed
- How is the amount of coverage determined for a key person policy Discuss the potential for term life insurance to be used to cover specific financial obligations with a defined timeframe, such as a mortgage or a child's college education
- Can you typically take your term life insurance coverage with you if you leave your employer
- How can consumers ensure they are being treated fairly by life insurance companies Explain how term life insurance can be used as part of a comprehensive estate plan
- What are the potential risks of replacing an existing life insurance policy with a new one
- How can permanent life insurance address the risk of outliving a term policy
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