



What are the pros and cons of changing your loan term? What is the net tangible benefit test in refinancing?
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what is refinancing a mortgage Informational
- What are the different types of reverse mortgage refinancing options? What are the differences between refinancing a conventional mortgage and a government-backed mortgage?
- What are the potential risks and rewards? How does refinancing interact with estate planning?
- How do you calculate the effective interest rate when paying points?
- What other financial obligations should you consider?
- Are there "green" refinance programs that reward these efforts?
- What are the potential savings with RefiNow? What is the Refi Possible program from Freddie Mac?
- Are there specialized refinance programs available for these community heroes?
- How long do you plan to stay in the home? What are some resources available to homeowners who are considering refinancing?
- Are there any specific considerations for homeowners who plan to leave their property to heirs?
- How do you calculate the break-even point?
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