Are there consumer advocacy groups that can provide assistance with indemnity plan issues?
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what is an indemnity plan Informational
- What essential health benefits must be covered by ACA-compliant plans? Do indemnity plans always meet the requirements for minimum essential coverage under the ACA?
- Do you need a referral for these types of therapy? How do indemnity plans handle vision care?
- Do you need a referral to see a specialist with an indemnity plan?
- Can the insurance company change the terms or premiums of your indemnity plan?
- What palliative care or hospice services are covered?
- Is long-term care typically covered under a standard indemnity plan?
- Are there limitations on the amount an indemnity plan will pay for certain services? Can you choose any doctor or hospital with an indemnity plan?
- Is a critical illness indemnity plan a substitute for health insurance?
- What are the contribution limits for an FSA?
- How has the employer-sponsored health insurance market influenced the evolution of indemnity plans? What is the future outlook for indemnity plans in the evolving healthcare landscape?
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